Providing investors and entrepreneurs information about the

Seed Enterprise Investment Scheme

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Welcome Entrepreneur

  • Understand your options for raising money for your business or project
  • Learn about venture capital schemes and the latest addition to the group, SEIS
  • Discover if your venture qualifies for SEIS investment
  • Find out where you can get SEIS money

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Do you need to raise money?

You’re an entrepreneur or small company owner and you need to raise capital for your company or for a specific project. You could go to your bank, but in these economic times where the banks aren’t lending or if they are, they often require founders and directors to put up personal assets and guarantees. This can mean you have to look for equity investment.

There are several sources of finance to look at. Your options depend on whether you are looking to raise money for a company or for a specific project. You also need to consider how long you think you need the investment for. There are various options to suit different requirements.

Are you raising money for your company?

Read on to find out about ways to fund your company, including SEIS, and to understand if your venture qualifies for SEIS

Funding Your Company

Are you raising money for your project?

Discover what your options are for funding a project

Raising money for projects

Shares or loans?

Financiers usually look for equity in the form of shares in the share capital of your company or profit shares in your project in return for their investment, which means they expect to get a share of the profits and the value of the company or project when it is sold. They can also provide the capital as loans, which means they expect to get their capital back plus interest over a specified time period they will agree with you.

Loans are preferable where you think your requirement is short term and you know how it is going to be repaid. Offering equity, either share capital in the company or profit shares in your project, is usually preferable where you think that you need the investment for a long period and there’s more uncertainty. Because of the higher risk attached to equity investment over loans, the returns on investment expected by equity providers is higher than the returns expected by providers of loans. There are also “hybrid” instruments, an example is a convertible loan, which is a loan that may be converted into shares at the option of the investor or on certain conditions being met.